Better known as health insurance.
We pay $1000 every month for our family's health insurance. We have to pay for two health insurance plans--a personal plan for everyone in the family except Morgan. She can't qualify for a personal plan. Ever. No matter how healthy she is or has been based solely on her chromosome make up. And Morgan's plan--which is a health insurance pool for individuals who are denied coverage on a personal plan and do not have a group plan available. It's a lot of money to pay out every month, but with 6 kids there aren't many options.
We got Morgan's hospital bill today. $18019.19. And that's just for the hospital. The doctor's bill was an additional $1400.
I have no idea what our out-of-pocket expenses are going to be but am confident it will be no where near $20,000. Makes paying that monthly premium a little easier now even thought I'd rather have that money in the bank or a family vacation home.